Month: March 2022

Employee Wellness Trends to Watch in 2022

by Stapleton Insurance | Mar 30, 2022

The pandemic has put employee health and wellness in the spotlight. Given the pandemic’s immediate and lasting impacts on employee health, many employers are expanding their wellness offerings in 2022.

Here are three employee wellness trends to look out for this year:  

1. Expanded Mental Health Resources 

Many workers continue to battle stress and anxiety in their personal and work lives. Mental health benefits are one way to support employees—and they matter to workers. According to a Calm for Business workplace mental health survey: 

Employers are investing in employees’ mental health with: 

• Mental health-related healthcare offerings
• Expanded telebehavioral health
• Robust employee assistanceprograms
• Increased use of mental health apps

2. Increased Focus on Hybrid Work-Life Balance 

As the boundaries between work and home are blurred, remote and hybrid employees may experience burnout.  

To aid in employees’ work-life balance, employers can offer comprehensive wellness offerings, including: 

• Robust mental health resources and support
• Increased schedule flexibility
• Time off for mental health or recharging 

3. Expanded Financial Wellness Resources  

Finances are ranked as the top source of stress by 73% of Americans, according to a CreditWise survey. 

Some common employee financial goals are as follows: 

•  Building an emergency savings 

•  Choosing the proper health insurance and benefits 

•  Preparing for significant life events 

•  Saving for retirement 

Employers can help support employees’ goals and reduce fiscal stress by exploring financial wellness resources and support options, including: 

•  Tuition reimbursement

•  Financial planning meetings

•  Seminars and workshops

Trampoline Liabilities

by Stapleton Insurance | Mar 23, 2022

Trampolines can provide hours of entertainment and fun for the whole family – especially young children. However, having a trampoline on your property can also carry numerous liability risks. Specifically, if a visitor or loved one gets hurt while using your trampoline, you could potentially be held responsible for the cost of their injuries. To protect yourself from trampoline liability concerns, consider the following guidance:

• Always supervise all jumpers on the trampoline, regardless of their ages or experience levels.
• Restrict the number of jumpers permitted on the trampoline at one time.
• Don’t allow children under the age of 6 use the trampoline.
• Avoid pacing a ladder near the trampoline. Doing so could encourage younger children to climb it without permission and start jumping.
• Prohibit jumpers from doing somersaults of flips on the trampoline, as they could land on their necks or heads incorrectly and experience serious injuries.
• Never allow jumpers to use the trampoline as a way to jump onto other objects.
• Securely attach safety padding to cover the hooks, springs and frame of the trampoline.
• Set up the trampoline on level ground, away from trees and other obstacles.
• Install safety netting around a trampoline to provide proper fall protection.
• Inspect the trampoline before each use to make sure the springs are secure and that the bed doesn’t have any tears or holes. Don’t allow anyone to use the trampoline if it is damaged.

Attractive Nuisances Explained

Trampolines are considered attractive nuisances – items that are attractive and enticing to children. If kids are walking by your home and spot the trampoline in your backyard, they may be tempted to sneak onto it and start jumping. In the event that they suffer an injury on your property, you could ultimately be held liable.

To protect yourself, consider fencing in your yard and never allow unsupervised individuals to use the trampoline when you are not present. For more personal risk management guidance and homeowners insurance solutions, contact us today.